How do I know if I have the winter blues?
Posted: December 25, 2023
As winter sets in and the days grow shorter, many of us experience a shift in mood. It’s a common phenomenon known as the “winter blues” or seasonal affective disorder (SAD). While it’s a temporary condition for most, understanding its prevalence, recognizing its symptoms, and knowing how to combat it can make a big difference in how you experience the winter season. How Common are...
Do You Know Your Host Liquor Liability?
Posted: December 22, 2023
Hosting a party can be a wonderful way to bring family and friends together during any season. When entertaining guests, it’s widely accepted that offering alcoholic drink options can warm up a festive occasion — whether it’s summertime cocktails by the cabana or holiday spirits under the mistletoe. If you choose to serve alcohol at your party, though, it's important to be aware of some...
Your Guide to Buying and Owning a Snow Blower
Posted: December 20, 2023
Shoveling snow from your driveway can be back-breaking work. So when you’re charged with digging out after a blizzard strikes your neighborhood, a snow blower can be your saving grace.Whether you’re interested in purchasing your first snow blower – or are tempted to invest in a new one – this guide offers everything you need to know.What to Consider When Buying a Snow BlowerLike buying a...
Final Wishes: How Funerals are Evolving
Posted: December 15, 2023
Shortly after a collection of memorial stones caught Adrienne Kloecker-Kalivoda’s eye at a funeral directors convention last fall, the Kloecker Funeral Home and Crematory, Inc. in Erie, Pennsylvania, made an addition to its service offerings.Kloecker, an ERIE commercial Customer, became one of more than 600 funeral homes to partner with Parting Stone, a company that turns cremated remains into polished stones for survivors to remember...
7 Myths About Health Reimbursement Arrangements (HRAs) Debunked
Posted: December 13, 2023
Health Reimbursement Arrangements (HRAs) are a valuable and flexible tool for employers to provide health benefits to their employees. However, like many aspects of the insurance industry, there are some misconceptions about HRAs. Let’s debunk seven common myths and set the record straight. Myth 1: HRAs Don’t Qualify as a Real Health Benefit Debunked: HRAs are indeed a genuine health benefit. They are employer-funded accounts...
