Short-Term Disability Coverage Vs. Long-Term Disability Coverage
Posted: June 13, 2020
Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the two types of coverage. Many people elect to have both short-term disability and long-term disability insurance policies. What Is Short-Term Disability Insurance? Short-term disability (STD) policies pay benefits for shorter time periods, after a brief waiting (elimination) period, which is...
5 Customer Expectations That Might Outlast COVID-19
Posted: June 12, 2020
While we can’t predict exactly when the novel coronavirus (COVID-19) pandemic will pass, it’s safe to assume one thing: The virus will impact the way you do business and your customers’ expectations for years to come. (See the latest updates on how ERIE is supporting customers during this unprecedented time in our COVID-19 Information Center.) Over the past few months, there’s been no shortage of...
A Homeowner’s Guide To Door Locks
Posted: June 11, 2020
When it comes to protecting your home, a locked door is your first line of defense. (Having the right homeowners insurance can give you peace of mind, too.) But studies show that a few good kicks or a couple of minutes with a power drill are often enough to break through most door locks. And more than half of burglaries in 2017 involved forcible entry....
What Happens If You Don't Have Any Health Insurance?
Posted: June 10, 2020
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...
Stay-At-Home Safety Check: How To Outsmart 4 Common Risks
Posted: June 9, 2020
Even though some states have started easing restrictions due to the coronavirus (COVID-19) crisis, you still may be spending most of your time at home. (See how ERIE is responding to the pandemic in our COVID-19 Information Center.) With warmer weather, perhaps you’ve started tackling new projects like digging a garden, landscaping, or teaching your kids how to master new chores. However you’re spending your...